BSA Owners' Club Workshop Discussions

The BSA Workshop => Singles => Topic started by: rustyboots on 10 Feb, 2025, 19:17

Title: Insurance recomendations. B31
Post by: rustyboots on 10 Feb, 2025, 19:17
Hi
looking for recomendations for insurance for my new steed.

TIA

Mark
Title: Re: Insurance recomendations. B31
Post by: Catz on 11 Feb, 2025, 07:37
I'm insured with Footman James, they seem alright so far. Not had to make a claim yet.
As with all insurance companies, once the price of the insurance starts rising i'll be looking elsewhere.
Title: Re: Insurance recomendations. B31
Post by: neil1964 on 11 Feb, 2025, 08:05
I use Carol Nash with agreed value (photos etc).
I'd shop around to get best deal for you.
Title: Re: Insurance recomendations. B31
Post by: Roy on 11 Feb, 2025, 08:41
Also with carol nash very fair to me in my opinion,
Title: Re: Insurance recomendations. B31
Post by: V500 on 11 Feb, 2025, 09:22
Carole Nash again.
What insurance is like asking which oil though. Twenty replies with twenty one different answers.
Title: Re: Insurance recomendations. B31
Post by: TTJOHN on 11 Feb, 2025, 10:11
I think a lot of the insurance companies now have been taken over by other agencies, it's difficult to determine which is the correct one to go for, I personally have gone from Carol Nash to Footman James then changed when they became Peter James, who I am still with, even though it's another company now, the beauty of it, I found that there is no need for photo's for an agreed value, you put what you think it's worth and they honour that, I only realised that after having a slight mishap on one of my bikes.

TTJohn
Title: Re: Insurance recomendations. B31
Post by: scifi on 11 Feb, 2025, 10:12
I'm with Footman James, who specialise in VMCC Bikes.  They initially gave me a quote of £110, then any additional bikes at £3 each, So I added all my garage queens as well.    However they have raised the payment now to be £280.  All my bikes are over 40 years, and get the good fee, but my 2008 Royal Enfield maybe raised the premium.
Title: Re: Insurance recomendations. B31
Post by: iansoady on 11 Feb, 2025, 10:14
Peter James / RH are both good - the latter is cheaper as they don't charge for amndments, are quick with payouts but in my case refused cover after I had 2 bikes stolen from my garage. Although it was a single incident they refused to treat it as such so I had 2 claims in the year. Both for relatively small amounts.
Title: Re: Insurance recomendations. B31
Post by: rustyboots on 11 Feb, 2025, 13:58
Thanks everyone,
i do realise its a bit of a lottery when choosing who to go with, just thought i would ask who favours who.
Been 10 years since i bought bike insurance, as you get older you tend to read more small print, then it gets a bit of a chore.

Thanks again
Title: Re: Insurance recomendations. B31
Post by: Rog1 on 11 Feb, 2025, 20:49
Just this afternoon I got a good deal from Hagerty, but other insurers were only slightly more. I suggest you get three quotes (you'll have had enough by then!) and see what happens. I got the quotes over the phone which I found easier than filling in an online form.